RAC Home Insurance Quote
Do you want financial protection for your most treasured asset? RAC home insurance can give you the peace of mind you deserve. We understand that your home is more than just a place to live; it's a shelter for memories, laughter, and love. That's why our home insurance policies are designed to protect what matters most.
With RAC home insurance, you can rest assured that your home is covered against a wide range of risks, including fire, theft, flood, and natural disasters. We also offer optional cover for your belongings, such as furniture, electronics, and jewelry. So whether you're a homeowner or a renter, RAC has a policy that's right for you.
To get a RAC home insurance quote, simply click on the "Get a Quote" button below. You'll need to provide us with some basic information about your home, such as its location, size, and construction type. We'll also ask you about your desired level of coverage and any optional cover you'd like to add. Once we have all of this information, we'll be able to provide you with a competitive quote.
rac home insurance quote
Affordable coverage for your peace of mind.
- Comprehensive coverage options
- Optional cover for belongings
- Competitive rates
- Quick and easy online quote
- No hidden fees or charges
- Tailored to your individual needs
- Trusted by homeowners nationwide
- Excellent customer service
- Secure and reliable
- Get a quote in minutes
Protect your home and your loved ones with RAC home insurance. Get a quote today.
Comprehensive coverage options
RAC home insurance offers a range of comprehensive coverage options to protect your home and your belongings.
- Building cover:
This covers the structure of your home, including the walls, roof, and foundation. It also covers any fixtures and fittings that are permanently attached to your home, such as kitchen cabinets and bathroom fixtures.
- Contents cover:
This covers your personal belongings, such as furniture, electronics, and clothing. You can choose to cover your belongings for their full value or for a specified amount.
- Accidental damage cover:
This covers accidental damage to your home or your belongings. For example, if you accidentally drop your phone and break the screen, accidental damage cover could help you pay for the repair or replacement.
- Liability cover:
This covers you if someone is injured or their property is damaged as a result of your negligence. For example, if someone slips and falls on your property and breaks their arm, liability cover could help you pay for their medical expenses.
These are just some of the comprehensive coverage options available with RAC home insurance. When you get a quote, you can choose the coverage options that best suit your needs and budget.
Optional cover for belongings
RAC home insurance offers a range of optional cover options for your belongings, so you can tailor your policy to your specific needs. These options include:
Specified items cover: This allows you to cover specific items of value, such as jewelry, electronics, or musical instruments, for their full value. This is in addition to the standard contents cover, which covers your belongings for a specified amount.
Personal liability cover: This covers you if you are legally liable for damage to someone else's property or if someone is injured on your property. This can be useful if you have a swimming pool or trampoline on your property.
Accidental damage cover: This covers accidental damage to your belongings, even if it is caused by you or a member of your household. For example, if you accidentally drop your phone and break the screen, accidental damage cover could help you pay for the repair or replacement.
Home emergency cover: This covers the cost of emergency repairs to your home, such as a burst pipe or a broken boiler. This can be useful if you have an older home or if you are worried about the cost of unexpected repairs.
By adding optional cover to your RAC home insurance policy, you can ensure that your belongings are fully protected against a wide range of risks.
To learn more about RAC home insurance and the optional cover options available, visit our website or speak to one of our friendly customer service representatives.
Competitive rates
RAC home insurance is designed to be affordable for everyone. We offer a range of competitive rates to suit all budgets.
We understand that the cost of home insurance can be a significant expense, which is why we work hard to keep our rates as low as possible. We also offer a range of discounts to help you save even more money, such as:
- Multi-policy discount: If you have multiple policies with RAC, such as car insurance and home insurance, you could be eligible for a multi-policy discount.
- Claims-free discount: If you have been claim-free for a certain number of years, you could be eligible for a claims-free discount.
- Home security discount: If you have security features installed in your home, such as an alarm system or deadbolts, you could be eligible for a home security discount.
We also offer a range of payment options to make it easier for you to budget for your home insurance. You can choose to pay your premium monthly, quarterly, or annually.
To get a competitive quote for RAC home insurance, simply click on the "Get a Quote" button below. You'll need to provide us with some basic information about your home, such as its location, size, and construction type. We'll also ask you about your desired level of coverage and any optional cover you'd like to add. Once we have all of this information, we'll be able to provide you with a competitive quote.
Don't overpay for your home insurance. Get a competitive quote from RAC today.
Quick and easy online quote
Getting a quote for RAC home insurance is quick and easy. You can do it online in just a few minutes.
To get a quote, simply click on the "Get a Quote" button on our website. You'll be asked to provide some basic information about your home, such as its location, size, and construction type. We'll also ask you about your desired level of coverage and any optional cover you'd like to add.
Once you've entered all of the required information, we'll be able to provide you with a competitive quote. In most cases, you'll receive your quote within minutes.
If you have any questions about the quote process or if you need help choosing the right coverage for your needs, our friendly customer service representatives are always happy to assist you.
So why wait? Get a quick and easy online quote for RAC home insurance today.
No hidden fees or charges
When you get a quote for RAC home insurance, you can be confident that there are no hidden fees or charges. The price we quote you is the price you pay.
We believe in being transparent and upfront with our customers. We don't want you to be surprised by any unexpected fees or charges when you receive your policy.
Some insurance companies may try to charge you hidden fees for things like policy changes, cancellations, or late payments. But not RAC. We believe that you should only pay for the coverage you need, and we won't charge you any hidden fees.
So when you choose RAC home insurance, you can be sure that you're getting a great deal on comprehensive coverage, with no hidden fees or charges.
Get a quote for RAC home insurance today and see for yourself how much you can save.
Tailored to your individual needs
RAC home insurance is tailored to your individual needs. We understand that every home and every homeowner is different, which is why we offer a range of coverage options and customizable features to ensure that you get the protection you need.
- Choose your level of coverage: You can choose from a range of coverage options to ensure that your home and your belongings are protected against the risks that are most relevant to you.
- Add optional cover: We offer a range of optional cover options that allow you to customize your policy to meet your specific needs. For example, you can add cover for accidental damage, home emergency, or personal liability.
- Choose your excess: Your excess is the amount you pay towards a claim before your insurance cover kicks in. You can choose a higher excess to reduce your premium, or a lower excess to reduce your out-of-pocket expenses in the event of a claim.
- Get a discount for security features: If you have security features installed in your home, such as an alarm system or deadbolts, you may be eligible for a discount on your premium.
By tailoring your RAC home insurance policy to your individual needs, you can ensure that you have the protection you need at a price you can afford.
Trusted by homeowners nationwide
RAC home insurance is trusted by homeowners nationwide. We have been providing comprehensive and affordable home insurance for over 100 years, and we have a proven track record of paying claims quickly and fairly.
- Financial strength: RAC is a financially strong company with a long history of stability and reliability. We have the financial resources to pay claims even in the event of a major disaster.
- Excellent customer service: We are committed to providing excellent customer service to our policyholders. Our friendly and knowledgeable customer service representatives are always happy to help you with any questions or concerns you may have.
- Fast and efficient claims handling: If you need to make a claim, we will handle it quickly and efficiently. We understand that dealing with a home insurance claim can be stressful, and we want to make the process as easy as possible for you.
- High customer satisfaction: RAC home insurance customers are highly satisfied with our products and services. We have a high customer retention rate, which means that our customers stay with us year after year.
When you choose RAC home insurance, you can be confident that you are choosing a trusted and reliable provider.
Excellent customer service
At RAC, we are committed to providing excellent customer service to our policyholders. We understand that dealing with home insurance can be complex and stressful, which is why we have a team of friendly and knowledgeable customer service representatives who are always happy to help.
Our customer service representatives are available 24/7 to answer your questions, provide advice, and help you with any changes or claims you need to make to your policy. They are also trained to handle your inquiries quickly and efficiently, so you don't have to wait long for a response.
We also have a range of online resources available to help you manage your policy and make changes as needed. You can access your policy information, make payments, and file claims online or through our mobile app.
We are proud of the excellent customer service we provide, and our customers agree. We have a high customer retention rate, which means that our customers stay with us year after year.
When you choose RAC home insurance, you can be confident that you will receive excellent customer service from a team of friendly and knowledgeable professionals.
Secure and reliable
RAC home insurance is secure and reliable. We have been providing comprehensive and affordable home insurance for over 100 years, and we have a proven track record of paying claims quickly and fairly.
We understand that your home is your most valuable asset, and we take the responsibility of protecting it very seriously. We have a team of experienced and knowledgeable underwriters who carefully assess each application to ensure that we are providing you with the right coverage at the right price.
We also have a robust claims process in place to ensure that your claim is handled quickly and efficiently. We understand that dealing with a home insurance claim can be stressful, and we want to make the process as easy as possible for you.
RAC home insurance is also financially secure. We are a member of the RAC Group, one of the largest and most respected insurance groups in the world. This means that we have the financial resources to pay claims even in the event of a major disaster.
When you choose RAC home insurance, you can be confident that you are choosing a secure and reliable provider.
Get a quote in minutes
Getting a quote for RAC home insurance is quick and easy. You can do it online in just a few minutes.
To get a quote, simply click on the "Get a Quote" button on our website. You'll be asked to provide some basic information about your home, such as its location, size, and construction type. We'll also ask you about your desired level of coverage and any optional cover you'd like to add.
Once you've entered all of the required information, we'll be able to provide you with a competitive quote. In most cases, you'll receive your quote within minutes.
Our online quote process is designed to be as user-friendly as possible. We understand that you're busy, and we don't want you to have to spend hours filling out forms.
So why wait? Get a quick and easy quote for RAC home insurance today.
FAQ
Have questions about insurance? We've got answers. Here are some of the most frequently asked questions about insurance:
Question 1: What is insurance?
Answer: Insurance is a way to protect yourself financially from unexpected events. When you buy an insurance policy, you agree to pay a premium to the insurance company. In return, the insurance company agrees to pay for your losses if something covered by your policy happens.
Question 2: What are the different types of insurance?
Answer: There are many different types of insurance available, including home insurance, car insurance, health insurance, life insurance, and business insurance. Each type of insurance provides coverage for different risks.
Question 3: How much insurance do I need?
Answer: The amount of insurance you need depends on your individual needs and circumstances. You should talk to an insurance agent to get a personalized quote.
Question 4: How do I file an insurance claim?
Answer: If you need to file an insurance claim, you should contact your insurance company as soon as possible. The insurance company will provide you with instructions on how to file a claim.
Question 5: How long does it take to receive an insurance payout?
Answer: The time it takes to receive an insurance payout varies depending on the insurance company and the type of claim. However, most insurance companies aim to pay out claims within a few weeks.
Question 6: What is an insurance deductible?
Answer: An insurance deductible is the amount you pay out of pocket before your insurance coverage kicks in. The higher your deductible, the lower your premium will be.
Question 7: What is an insurance premium?
Answer: An insurance premium is the amount you pay to the insurance company for your insurance policy. The premium is based on a number of factors, including the type of insurance, the amount of coverage, and your risk profile.
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These are just a few of the most frequently asked questions about insurance. If you have any other questions, please contact your insurance agent or insurance company.
Now that you know more about insurance, you can start shopping for the right policy for your needs. Be sure to compare quotes from multiple insurance companies before you make a decision.
Tips
Here are a few practical tips to help you get the most out of your insurance:
Tip 1: Shop around for the best deal.
Don't just buy the first insurance policy you're offered. Take the time to compare quotes from multiple insurance companies before you make a decision. You may be surprised at how much you can save by shopping around.
Tip 2: Ask about discounts.
Many insurance companies offer discounts for things like bundling your policies, having a claims-free history, or installing security features in your home or car. Be sure to ask your insurance agent about any discounts you may be eligible for.
Tip 3: Read your policy carefully.
Before you sign an insurance policy, take the time to read it carefully. Make sure you understand what is and is not covered, as well as the terms and conditions of the policy.
Tip 4: Keep your insurance information up to date.
If you move, get a new car, or have any other changes in your life that could affect your insurance coverage, be sure to notify your insurance company right away. This will help to ensure that you have the right coverage in place.
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By following these tips, you can get the most out of your insurance and protect yourself financially from unexpected events.
Now that you know more about insurance and have some tips for getting the most out of it, you can make informed decisions about your insurance coverage. Be sure to talk to an insurance agent if you have any questions or need help choosing the right policy for your needs.
Conclusion
Insurance is a valuable tool that can protect you financially from unexpected events. By purchasing an insurance policy, you can transfer the risk of loss to the insurance company. This can give you peace of mind knowing that you will be covered if something happens.
When shopping for insurance, it is important to compare quotes from multiple insurance companies and ask about discounts. You should also read your policy carefully before you sign it and keep your insurance information up to date.
By following these tips, you can get the most out of your insurance and protect yourself financially from unexpected events.
Closing Message
Don't wait until it's too late to get insurance. Contact an insurance agent today and get a quote. You'll be glad you did.
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